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Age Limit |
Minimum 18 Years & 60 Years |
1. Gaurantor Compulsary required |
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Constitution |
Individual/ Proprietary firm/ Partnership firm/ HUF/ Company |
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Rate of Interest |
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Bank Finance |
60-70% of Securites Surrender Value |
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Margin |
60-70% of Securites Surrender Value |
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Limit of loan |
Upto 2 Lakhs |
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Eligibility Criteria |
1.Self Employed / Businessmen /Professionals having a regular source of income |
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Repayment period |
Maximum 36 Months/ 48 Months/ 60 Months |
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Process fee |
150+GST |
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Collateral Security |
Securities |
Gold Ornamant Except GOLD COIN/ BISCUITS |
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Share Linking |
100/- Nominal Member |
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Document required |
1. Duly filled and sing by prescribed application form Borrowar, Co Borrowar and Gaurantor |
2. Latest 2 Photograph, KYC : Photo Identity Proof, Residence proof of the Borrowar, Co Borrowar and Guarantors |
Assainment of LIC Policy/ NSC certificate/ Indira Vikas Patr/ Kisan Vikas patr. Etc |
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Others |
1 loan charge interest or emi payable before 15th of every month |
2. loan charge interest or emi payable after 15th of every month 2% additioanl penalty charge |
3. Rebate Credited to Loan account 20th of Every Months |
