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Purpose of loan |
AGRICURURE/ EDUCATION/ FINANCIAL/ HOUSE REPAIRING ETC. |
AGRICURURE/ EDUCATION/ FINANCIAL/ HOUSE REPAIRING ETC. |
BUSINESS PURPOSE |
|
Age Limit |
Minimum 18 Years and 65 Years |
Minimum 18 Years and 65 Years |
Minimum 18 Years and 65 Years |
|
Constitution |
Individual/ Proprietary firm/ Partnership firm/ HUF/ Company |
Individual/ Proprietary firm/ Partnership firm/ HUF/ Company |
Individual/ Proprietary firm/ Partnership firm/ HUF/ Company |
|
Rate of Interest |
|
|
|
|
Bank Finance |
75% of Market value |
75% of Market value |
75% of Market value |
|
Margin |
75% of Market value |
75% of Market value |
75% of Market value |
|
Limit of loan |
Upto 2 Lakhs |
Upto 2 Lakhs |
Upto 2 Lakhs |
|
Eligibility Criteria |
1.Self Employed / Businessmen /Professionals having a regular source of income |
1.Self Employed / Businessmen /Professionals having a regular source of income |
1.Self Employed / Businessmen /Professionals having a regular source of income |
|
Repayment period |
Maximum 12 Months |
Maximum 12 Months |
Maximum 12 Months |
|
Process fee |
118/- + Gold Valuaer Fee + Stamp fee |
118/- + Gold Valuaer Fee + Stamp fee |
118/- + Gold Valuaer Fee + Stamp fee |
|
Collateral Security |
Gold Ornamant Except GOLD COIN/ BISCUITS |
Gold Ornamant Except GOLD COIN/ BISCUITS |
Gold Ornamant Except GOLD COIN/ BISCUITS |
|
Share Linking |
100/- Nominal Member |
100/- Nominal Member |
100/- Nominal Member |
|
Document required |
1. Duly filled and sing by prescribed application form Borrowar, 2. Latest 2 Photograph, KYC : Photo Identity Proof, Residence proof of the Borrowar, |
1. Duly filled and sing by prescribed application form Borrowar, 2. Latest 2 Photograph, KYC : Photo Identity Proof, Residence proof of the Borrowar, Businessman: Shop Act Licence, GST Certification, Udyam Aadhar certificate, ITR copies, |
1. Duly filled and sing by prescribed application form Borrowar, 2. Latest 2 Photograph, KYC : Photo Identity Proof, Residence proof of the Borrowar, Businessman: Shop Act Licence, GST Certification, Udyam Aadhar certificate, ITR copies, |
|
Others |
1 loan charge interest or emi payable before 15th of every month |
2. loan charge interest or emi payable after 15th of every month 2% additioanl penalty charge |
2. loan charge interest or emi payable after 15th of every month 2% additioanl penalty charge |
