Gold Loan

Gold Loan   

Type Bullet Payment System TERM LOAN (EMI) GOLD CASH CREDIT
Purpose of loan AGRICURURE/ EDUCATION/ FINANCIAL/ HOUSE REPAIRING ETC. AGRICURURE/ EDUCATION/ FINANCIAL/ HOUSE REPAIRING ETC. BUSINESS PURPOSE
Age Limit Minimum 18 Years and 65 Years Minimum 18 Years and 65 Years Minimum 18 Years and 65 Years
Constitution Individual/ Proprietary firm/ Partnership firm/ HUF/ Company Individual/ Proprietary firm/ Partnership firm/ HUF/ Company Individual/ Proprietary firm/ Partnership firm/ HUF/ Company
Rate of Interest       
Bank Finance 75% of Market value 75% of Market value 75% of Market value
Margin 75% of Market value 75% of Market value 75% of Market value
Limit of loan Upto 2 Lakhs Upto 2 Lakhs Upto 2 Lakhs
Eligibility Criteria 1.Self Employed / Businessmen /Professionals having a regular source of income 1.Self Employed / Businessmen /Professionals having a regular source of income 1.Self Employed / Businessmen /Professionals having a regular source of income
Repayment period Maximum 12 Months Maximum 12 Months Maximum 12 Months
Process fee 118/- + Gold Valuaer Fee + Stamp fee 118/- + Gold Valuaer Fee + Stamp fee 118/- + Gold Valuaer Fee + Stamp fee
Collateral Security Gold Ornamant Except GOLD COIN/ BISCUITS Gold Ornamant Except GOLD COIN/ BISCUITS Gold Ornamant Except GOLD COIN/ BISCUITS
Share Linking 100/- Nominal Member 100/- Nominal Member 100/- Nominal Member
Document required 1. Duly filled and sing by prescribed application form Borrowar, 2. Latest 2 Photograph, KYC : Photo Identity Proof, Residence proof of the Borrowar, 1. Duly filled and sing by prescribed application form Borrowar, 2. Latest 2 Photograph, KYC : Photo Identity Proof, Residence proof of the Borrowar, Businessman: Shop Act Licence, GST Certification, Udyam Aadhar certificate, ITR copies, 1. Duly filled and sing by prescribed application form Borrowar, 2. Latest 2 Photograph, KYC : Photo Identity Proof, Residence proof of the Borrowar, Businessman: Shop Act Licence, GST Certification, Udyam Aadhar certificate, ITR copies,
Others 1 loan charge interest or emi payable before 15th of every month 2. loan charge interest or emi payable after 15th of every month 2% additioanl penalty charge 2. loan charge interest or emi payable after 15th of every month 2% additioanl penalty charge

 

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